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1\u3001\u73b0\u503c \u73b0\u503c\uff08 Present value\uff09\uff0c\u4e5f\u79f0\u5728\u7528\u4ef7\u503c\uff0c\u662f\u6307\u5bf9\u672a\u6765\u73b0\u91d1\u6d41\u91cf\u4ee5\u6070\u5f53\u7684\u6298\u73b0\u7387\u8fdb\u884c\u6298\u73b0\u540e\u7684\u4ef7\u503c\u3002<\/p>\n

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3\u3001 \u73b0\u503c\u662f\u73b0\u5728\u548c\u5c06\u6765\uff08\u6216\u8fc7\u53bb\uff09\u7684\u4e00\u7b14\u652f\u4ed8\u6216\u652f\u4ed8\u6d41\u5728\u4eca\u5929\u7684\u4ef7\u503c\u3002<\/p>\n

4\u3001 \u5728\u73b0\u503c\u8ba1\u91cf\u4e0b\uff0c\u8d44\u4ea7\u6309\u7167\u9884\u8ba1\u4ece\u5176\u6301\u7eed\u4f7f\u7528\u548c\u6700\u7ec8\u5904\u7f6e\u4e2d\u6240\u4ea7\u751f\u7684\u672a\u6765\u51c0\u73b0\u91d1\u6d41\u5165\u91cf\u7684\u6298\u73b0\u91d1\u989d\u8ba1\u91cf\u3002<\/p>\n

5\u3001\u8d1f\u503a\u6309\u7167\u9884\u8ba1\u671f\u9650\u5185\u9700\u8981\u507f\u8fd8\u7684\u672a\u6765\u51c0\u73b0\u91d1\u6d41\u51fa\u91cf\u7684\u6298\u73b0\u91d1\u989d\u8ba1\u91cf\u3002<\/p>\n

6\u3001 \u4f8b\u5982\uff1a\u5728\u786e\u5b9a\u56fa\u5b9a\u8d44\u4ea7\u3001\u65e0\u5f62\u8d44\u4ea7\u7b49\u53ef\u6536\u56de\u91d1\u989d\u65f6\uff0c\u901a\u5e38\u9700\u8981\u8ba1\u7b97\u8d44\u4ea7\u9884\u8ba1\u672a\u6765\u73b0\u91d1\u6d41\u91cf\u7684\u73b0\u503c\uff1b\u5bf9\u4e8e\u6301\u6709\u81f3\u5230\u671f\u6295\u8d44\u3001\u8d37\u6b3e\u7b49\u4ee5\u644a\u4f59\u6210\u672c\u8ba1\u91cf\u7684\u91d1\u878d\u8d44\u4ea7\uff0c\u901a\u5e38\u9700\u8981\u4f7f\u7528\u5b9e\u9645\u5229\u7387\u6cd5\u5c06\u8fd9\u4e9b\u8d44\u4ea7\u5728\u9884\u671f\u5b58\u7eed\u671f\u95f4\u6216\u9002\u7528\u7684\u66f4\u77ed\u671f\u95f4\u5185\u7684\u672a\u6765\u73b0\u91d1\u6d41\u91cf\u6298\u73b0\uff0c\u518d\u901a\u8fc7\u76f8\u5e94\u7684\u8c03\u6574\u786e\u5b9a\u5176\u644a\u4f59\u6210\u672c\u3002<\/p>\n

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